savings 結果共13筆

澳洲為了限制與降低移民人數，近期開始一連串調整各種簽證規定，其中國際留學生的規範中，最新調整的一項是「最低存款證明」（proof of savings）。從本月10日起，國際留學生如想申請簽證，需要準備的存款金額，從原先2萬4505澳幣（約新台幣52萬1210元），一口氣調漲為2萬9710澳幣（約新台幣63萬1919元）。根據澳洲政府的計畫，此一調整有望能降低至少一半移民人數。

Discover how Taiwan Semiconductor Manufacturing Co. (TSMC) is leading the way in energy-saving technology, with chips that save 6.8 kilowatt-hours for every kilowatt-hour used in production. Learn about TSMC’s commitment to net-zero strategies, including advancing their 100% renewable energy goal to 2040, and their collaboration with ITRI to measure their environmental impact.

Explore how Taiwan’s excess savings rate, projected to reach 15.46% in 2024, indicates economic resilience yet poses challenges for growth. Learn about the government’s strategies to stimulate investment and spending.

Explore how Taiwan’s significant electricity rate hike affects businesses and consumers, and the Taipei City Government’s efforts to mitigate these impacts through subsidies and energy-efficient technology upgrades.

A Singaporean man named Jake fell into a coma on his first day visiting Taiwan, prompting a fundraising campaign to cover his medical expenses. The campaign has raised 89,000 Singapore dollars (about NT＄2.09 million) as of January 18. Jake was airlifted back to Singapore after a month-long hospital stay, but remains in a vegetative state. His hospital expenses and air ambulance charges have depleted his family’s savings, amounting to 66,166 Singapore dollars (approximately NT＄1.55 million). Currently receiving treatment at Singapore General Hospital’s intensive care unit, Jake’s nightly charges are 426 Singapore dollars (roughly NT＄10,000). Although he regained consciousness on December 30 and was transferred to a general ward, severe brain damage prevents him from communicating with his family. Despite this, Jake has made progress in physical rehabilitation, being able to sit up, stand with support, and actively learn to walk.

According to a recent survey by Yes123 job bank, 71% of Taiwanese workers expect to receive a year-end bonus, with 21.1% predicting a larger payout compared to last year. Dissatisfaction with bonus amounts could lead 64.2% of office workers to consider resigning. However, 70.9% of employees anticipate receiving their 2023 bonus before the 2024 Lunar New Year holiday, which is a five-year high. Reasons for not expecting a bonus include company profit declines (15.8%), non-full-time employment status (5.2%), insufficient tenure (4.7%), and personal performance (3.4%). Among those expecting a bonus, 18.6% believe they will receive less than last year, while 60.3% expect a similar amount. The main intended uses for the bonuses are savings (45.5%), honoring parents (43.2%), loan payments (40.5%), handing out red envelopes (39.3%), and investing (31.4%). Workers believe that the ideal distribution of bonuses should be proportionate to personal performance (41.9%), equitable for all employees (32.6%), or tied to company profit (25.5%). Factors that could impact the size of year-end bonuses include company profits (69.2%), personal performance (52.3%), moods of bosses or major shareholders (51.4%), years of service (50.4%), job rank (26.7%), and relationships with bosses or supervisors (25.5%).

Investment trust companies in Taiwan, such as Jih Sun Investment Trust, Yuanta Investment Trust, Allianz Investment Trust, Taishin Investment Trust, First Investment Trust, and Cathay Investment Trust, are currently offering time-limited promotions that waive fund handling fees. These promotions, aimed at taking advantage of a bullish global financial market, include 0% transaction fees for regular savings plans and single payments. By focusing on Taiwan stock funds and funds invested in Vietnam, global industries, technology, and multi-asset classes, these companies are providing investors with opportunities to reduce investment costs. With an estimated profit of NT＄3.4 trillion for Taiwan’s listed companies in 2024, a potential growth of 10% to 20% compared to 2023, and strong performance expected in the fourth quarter, the investment landscape in Taiwan looks promising.

Chen Pei-chi, spouse of Ko Wen-je, presidential candidate from the Taiwan People’s Party (TPP), explained in a Facebook post that the increase in their bank deposits was due to receiving NT$4.22 million from a public service pension after Ko’s term as Mayor of Taipei ended. This clarification came after concerns were raised regarding the rise in Ko’s bank deposits, as disclosed by the Central Election Commission (CEC). Chen, who has been responsible for Ko’s financial declarations for years, praised the user-friendliness of the Control Yuan’s property declaration system but noted that the process for fulfilling the CEC’s requirements was incompatible with the Control Yuan’s document handling. Chen meticulously calculated the savings and net value of funds, including residual payment insurance policies. The couple had paid approximately NT$700,000 in insurance premiums that year but did not explicitly list it in the commission’s financial report form due to a lack of specific fields. Chen expressed surprise at the deposit increase, considering Ko’s retirement and lack of salary income as chairman of the TPP. The family relied on Chen’s hospital income, and the discovery of the NT$4.22 million pension deposit was unexpected.

Young Taiwanese job seekers are prioritizing work-life balance and flexibility, making it difficult for traditional industries to attract talent. Experts believe that the growing role of AI may lead to structural changes within the manufacturing sector, necessitating the development of new skill sets among workers to remain competitive.

ranking it 5th worldwide in per capita net financial assets. With an average net worth of NT＄4.8 million per Taiwanese citizen, this historic high demonstrates significant economic growth. Explore how the pandemic elevated Taiwan’s wealth and savings rates compared to other nations.

蘋果（Apple）與高盛銀行（Goldman Sachs）於美國合作推出Apple Card儲蓄帳戶「Apple Savings」，推出首周大受歡迎，吸引近10億美元存款。然而，6月時傳部分使用者遇到提款困難問題，收到官方的致歉函以及1百美元「信用金」。

Amid the ＂treat yourself＂ mindset embraced by many young adults, a growing number are exceeding their financial limits in pursuit of a fulfilling life. 

As a young adult in Taipei City, monitoring daily expenses is necessary to stay within budget.