TAIPEI (TVBS News) — LINE Bank became Taiwan's first profitable digital-only bank on Monday (Jan. 12), reporting a pre-tax net profit exceeding NT$11 million (around US$333,000) in December. General Manager Huang I-meng (黃以孟) stated the bank achieved profitability earlier than its anticipated five-year timeline. The milestone marks LINE Bank's first-ever profitable month since its launch, establishing a new benchmark for Taiwan's digital banking sector.
LINE Bank hosted its 2026 growth outlook briefing on Monday (Jan. 12), announcing plans to sustain profitability quarterly, semi-annually, and annually throughout 2026. The bank rapidly accumulated over one million customers since launch, with net revenue growth exceeding 70% in 2025. LINE Bank set new records for 10 consecutive months, achieving an annual compound growth rate of 75%, according to company executives.
General Manager Huang I-meng highlighted that the bank's customer base has reached 2.2 million. LINE Bank now ranks among Taiwan's top ten banks for interbank transfers and has the second-fastest growth rate in credit balance in the market. Chairman Huang Ren-jun (黃仁埈) said the bank has entered a phase of stable profitability and independent operations, overcoming the initial challenges of operating as a digital-only bank in Taiwan.
LINE Bank plans to introduce new services to establish itself as a resilient digital mobile bank. The bank outlined eight strategic initiatives, including optimizing AI applications and expanding asset scale, to strengthen its market position. Company executives said these initiatives aim to enhance service offerings and solidify LINE Bank's position in Taiwan's competitive digital banking landscape. ◼ (At time of reporting, US$1 equals approximately NT$33)
